Accidents
If your pup gets injured, Fetch has their back — and yours, too.
Emergency vet visits
Hospital stays
Cuts & scratches
Swallowed objects
Broken teeth
Broken bones
Bite wounds
Poisoning
Online vet visits
PREMIER PUPS × FETCH PET INSURANCE
Protect Your Pup.
Protect Your Pup.
From Day One.
Premier Pups has partnered with Fetch Pet Insurance, the most comprehensive coverage in the U.S. and Canada, so your puppy is protected the moment they join your family.
Premier Pups families receive a 10% Lifetime Discount
Coverage Built for the Unexpected
Most pet owners don't think about insurance until the vet bill arrives. Fetch is designed for the unexpected: accidents, illnesses, surgeries, and chronic conditions, reimbursing up to 90% of covered costs so you can focus on your dog's recovery, not the bill.
Unlike other providers, Fetch covers expenses most companies charge extra for or skip entirely: sick-visit exam fees, every adult tooth, behavioral therapy, breed-specific hereditary conditions, and telehealth visits at no copay.
Premier Pups recommends enrolling as early as possible, before any health conditions develop, so your puppy receives the broadest possible coverage throughout their life.
Up to 90%
VET BILL REIMBURSEMENT
Any Vet
NO NETWORK RESTRICTIONS
$1,000
TELEHEALTH COVERAGE / YR
10%
LIFETIME DISCOUNT
See What the Experts Are Saying
“The most comprehensive pet insurance”
“Our pick for comprehensive coverage”
“Standout feature is its coverage for dental & alternative therapies”
Fetch covers what others charge extra
for
or
don’t cover at all
Every tooth covered
Injury and disease in every adult tooth is covered — not just the canines.
Breed-specific issues covered
Not all providers cover hereditary conditions linked to breed. Fetch does.
Exam fees covered
Every sick visit comes with an exam fee of up to $250 — Fetch covers those for you.
100% reimbursement on qualifying meds
Get exclusive savings on hundreds of pet meds through Fetch’s online pharmacy.
Fetch Health Perks
Access $1,500+ in members-only savings on products that help pets live healthier lives.
Up to $1,000 in online vet visits
Members get 24/7 access to licensed veterinarians — anytime, anywhere.
SIMPLE PROCESS
How Fetch Works
Getting reimbursed is straightforward. Visit any vet, submit a claim through the app, and receive your reimbursement, typically within 10 days.
Choose your deductible, reimbursement rate, and annual limit. Fetch covers dogs and cats 6 weeks
and older
with no upper age limit.
See any licensed vet, specialist, or emergency clinic in the U.S. or Canada. Pay your bill at
the
appointment as normal.
Photograph your vet documents and submit your claim through the Fetch app or website in minutes.
Claims
are accepted up to 90 days after treatment.
Once approved, Fetch reimburses up to 90% of your covered bill, typically within 10 business
days of
receiving all claim documents.
Your Fetch quote includes all monthly taxes & fees
When you’re comparison shopping, other providers may not show these costs and look cheaper until checkout.
BEST CARE FOR YOUR PUPPY
Worry about getting the Best Care,
Worry about getting the Best Care,
Not the Bill
from the
Vet!
Speciality Care
visits can range from
$1,000–$15,000
Growing number of speciality facilities to care for pets just like human medicine; why would you insure your kids, but not your pet.
Accidental Injury
visits can range from
$1,000–$2,500
No matter how careful or responsible we are, our puppies could fracture their leg by jumping out of your kid’s arms, falling down stairs and more.
1 in 3 Pets
will need EMERGENCY VET
treatment within a
given year
ER services can run $2,500/night. If they eat a toxic food (mushroom, onion, grape), pick up a virus from surroundings, eat a toy or object off of the floor, or get stepped on.
ENROLLMENT TIME
When Should You Sign Up?
As soon as you reserve your new puppy, it’s a good idea to get coverage in place. We protect against new illnesses and accidents, so starting early gives you the best protection.
If you wait until your pet is already sick or injured, those conditions won’t be eligible for coverage. Beginning a policy while your puppy is young and healthy helps ensure access to the most benefits throughout their life.
PREVENTIVE CARE
+ Add Fetch Wellness Plan
Fetch Wellness is an optional add-on to any accident and illness plan.
It
covers routine and preventive care: the planned visits and vaccines that keep your dog healthy
year-round,
with no deductible and no copay.
Choose from three tiers based on how much preventive
coverage you
want. Wellness coverage activates immediately with no waiting period.
Essentials
from $10 / month
Annual wellness exam: $30
Bordetella / FELV vaccines: $10
DHLPP / FVRCP vaccines: $10
Rabies vaccine: $10
Lyme / FIP vaccines: $10
Heartworm, flea & tick prevention: $30
Heartworm test: $10
Dental cleaning / spay / neuter: $175
Blood test: $10
Urinalysis: $10
Fecal test: $10
Advantage
from $20 / month
Annual wellness exam: $50
Bordetella / FELV vaccines: $20
DHLPP / FVRCP vaccines: $20
Rabies vaccine: $20
Lyme / FIP vaccines: $20
Heartworm, flea & tick prevention: $50
Heartworm test: $25
Dental cleaning / spay / neuter: $200
Blood test: $25
Urinalysis: $25
Fecal test: $25
Anal gland expression: included
Prime
from $30 / month
Annual wellness exam: $50
Bordetella / FELV vaccines: $25
DHLPP / FVRCP vaccines: $25
Rabies vaccine: $25
Lyme / FIP vaccines: $25
Heartworm, flea & tick prevention: $60
Heartworm test: $30
Dental cleaning / spay / neuter: $250
Blood test: $30
Urinalysis: $30
Fecal test: $30
Anal gland expression: included
Behavioral exam: included
Health certificate: included
Activity monitor: included
Wellness pricing is fixed and does not vary by your dog’s age, breed, or sex. Fetch Wellness is only available as an add-on to a Fetch accident & illness policy.
The Premier Pups Insurance program is managed by Fetch Pet Insurance, protecting over 325,000 pet parents.
Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by XL Specialty Insurance Company, a Delaware Corporation, or AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©2026 Fetch, Inc. Information accurate as of January 2024.
This is a summary of the coverages in your pet health insurance policy from Fetch. No coverage is provided by this summary nor can it be construed to replace any provision of your policy. You should read your policy and review your Declarations page for complete information on the coverages you are provided. If there is any conflict between the policy and this summary, the provisions of the policy shall prevail.
Discounts subject to approval and are subject to change at any time. Maximum available discount is 10%. Discounts may not be available in all states. Renewals are not eligible for this promotion. Not valid with any other offer. This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval.
Cost of care is representative of claims from dogs across North America and are shown in U.S. dollars.
Premier Pups is not an insurer and is not engaged in the business of pet insurance. * Policy Discount not available to customers in the following states: FL, TN, HI
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